Retirement Planning Guide

The Retirement Systems Division has produced this guide to help you make informed decisions when planning for retirement. By developing a savings plan and taking risks into account, you will have a greater chance of achieving a financially secure retirement.

The information provided in this guide is not a substitute for professional advice. When in doubt, consult resources such as your member handbook, HR professional, benefits counselor, or financial planner. We hope that the information in this guide will motivate you to begin planning for your retirement. The earlier you start following a savings plan, the more likely you are to have enough assets to enjoy a financially secure retirement. Remember, it’s not too late to start saving!
 

• Overview 

• Retirement Planning: The Three-Legged Stool 

• The Replacement Rate: Having Adequate Income in Your Retirement

• Saving: How Soon and How Much

• Retirement Risks

• Summary of Key Points 

• Retirement Planning Glossary 

• Retirement Planning Websites